This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or lending funds. The granting of credit can take a variety of forms, such as loans, mortgages, credit cards etc. These activities are generally carried out by monetary institutions other than central banks, such as:
——banks
——savings banks
——credit unions

This class also includes:
——postal giro and postal savings bank activities
——credit granting for house purchase by specialized deposit-taking institutions
——money order activities

This class excludes:
——credit granting for house purchase by specialized non-depository institutions, see 6492
——credit card transaction processing and settlement activities, see 6619